Job Loss & Career Transition
Recently Laid Off? Let's Protect What You've Built.
Losing a job is stressful. Losing your retirement savings because of it doesn't have to follow. A layoff opens a narrow window of critical financial decisions -- most people make them without guidance and pay for it for years.
401(k) Rollover: Cashing out triggers income tax plus a 10% early withdrawal penalty. A properly structured rollover into an IRA, an Indexed Universal Life (IUL) policy, or a Fixed Indexed Annuity (FIA) keeps your money protected, tax-advantaged, and positioned for long-term growth.
- 401(k) rollover -- IRA, IUL, and FIA options evaluated for your situation
- Indexed Universal Life (IUL) -- growth potential with downside protection
- Fixed Indexed Annuity (FIA) -- guaranteed income with market-linked upside
- COBRA vs. marketplace health coverage analysis
- Emergency income bridge and cash flow restructuring
- Long-term financial plan rebuild from your new starting point
